Tuesday, August 26, 2008

Non-extravagant Living


INDOCHINE (we gave a treat for two friends, dinner & wine)
462.67
VPOSTSINGTEL SINGAPORE SG (home phone bill)
30.15
PARAGON MARKET PLACE SINGAPORE SG (fruits)
16.40
HANG TEN-IMM SINGAPORE SG (blouse for work)
27.50
BOSSINI-IMM SINGAPORE SG (T-shirts for gang- Jac's farewell gift)
96.60
M1 LIMITED - BILL PAYMENTSINGAPORE SG (mom's & my mobile bill)
51.58
STARHUB CABLE VISION LTD SINGAPORE SG (cable TV)
60.46
BEST DENKI-GWC SINGAPORE SG (phone set for home, old one spoilt)
60.00
DELL SINGAPORE PTE LTD 10/12 (installment for laptop)
164.07
PARAGON MARKET PLACE SINGAPORE SG (fruits)
13.70
SOO KEE SINGAPORE SG (gift for sis)
19.90
OG P/L-ORCHARD POINT SINGAPORE SG (Catherine's & YC's BD gifts)
79.90
THREEPIGS PTE LTD SINGAPORE SG (can't remember!)
39.00
SISTIC-INTERNET (MOTO) SINGAPORE SG (treat for Jonathan & YS to A Capella concert)
64.00
GROOVE DESIGNS SINGAPORE SG (2 T-shirts for Bren)
64.90
WATSON'S SINGAPORE SG (toilteries)
14.55

Total S$1,265.38

Okay, the above are bits and pieces of my expenses which i just copied it from the on-line bill statement. the expenses are all very little and i do not want to be stingy on anything!
I mean, giving people dinner treat is not an often thing but we would like to cultivate the habit of treating our friends! so is buying BD gifts. It is just a yearly gesture, why stop?!

After adding petrol & food expenses,,, it is common to hit $2k and beyond.
And that is not buying myself anything I really like. (like an i-phone!!!)

I do not agree that i overspend and I do not advocate spending less.
I feel that we should all live Magnificently!
Why not!

I know the text book defination of Inflation
We learn it in Economics.

But the real life experience of Infation sucks.
Price for my eye drop rose from $6.50 to $7.15 to $9.30 !!!!!!!!!!!!!!!!!!!!!!!
it took 7 yrs to rise from $6.50 to $7.15 but it took 3 months to rise to $9.30!!!!!!!!!!!!!!!
How do I know that?
I've been buying the same prescribed brand of eye drop since I've done Lasik in 1998.

The house that we were eyeing, a 5-room point block at Dover Crescent,
was priced by HDB at $220K in 2006 but became $330K this year.
we were hoping to buy it when we're eligible to sell our current flat, but it was nevertheless snapped up by another family. Ya, at that inflated price.

So anyway, me being me, will always look at the brighter side of things.
and we seek for great values amongst times of Inflation.
But I do have to point out that prices once gone up will never (can i say never?) retreat to its old prices. (unless with intense competition or in a phasing-out trend)

So how?? Got to stick to my job?

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